Get A Fresh Start with Vanderbilt Mortgage

At Vanderbilt, we understand that unexpected things happen in life and sometimes you might just need a fresh start. That’s why we offer a Fresh Start home loan financing program designed for customers with less-than-perfect credit.

We have several loan programs for customers looking to purchase a new manufactured or modular home. Our Licensed Loan Specialists can walk you through the possibilities available to you based on your new home selection as well as your financial situation. And don’t forget, we also offer loans for preowned manufactured and modular homes as well.

We offer a Fresh Start loan for those with less-than-perfect, limited or new credit. The program is an option for home only finance or financing with land. We want homeownership to be within reach for as many people as possible. All loans are subject to approval. We will assess your loan application and ability to repay in the approval process.

The Fresh Start loan is a non-governmental and non-conforming mortgage loan option. These are loans that aren’t insured or guaranteed by the government, which means, there’s less restrictions and more flexibility for you.

Best of all, our originated loans are not sold, so if you start financing with us, we stay with you throughout the life of your loan. That means we’re with you every step of the way, and you don’t have to worry about your loan going anywhere else.

If you fall into the category of less-than-perfect or limited credit and you want to purchase a new manufactured or modular home, a Fresh Start may be the path for you! Apply with us online to see if you qualify. One of our Licensed Loan Specialists will contact you and help you through the process.